Card is 13.99% - 23.99% based on your creditworthiness. If you call and attempt a PC today, please share the outcome and what card you tried PC'ing from. However, we may receive compensation when you click on links to products from our partners. Terms and Conditions Apply. , which can hurt your chances of getting a good credit card in the future. Make secure contactless payments of up to 100 in the UK*, quickly and easily. This wont impact your credit score. However, all credit card information is presented without warranty. Approval criteria for credit cards differ from one issuer to the next, and even from card to card with the same issuer. Money matters so make the most of it. Or cardmembers can choose other ways to redeem points, including redeeming for gift cards, charitable donations, travel, Shop with Points at Amazon.com, and more. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back. Keep in mind that even though the Citi Custom Cash earns ThankYou points, theyre technically considered basic ThankYou points. Standard message rates apply. International business-class flights can cost thousands of dollars, so using your credit card rewards to book these awards can unlock exceptional value. You might get a lower valuation when redeeming for statement credit or online shopping. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. You'll earn 15 elite night credits each calendar year, and receive automatic Gold elite status. The card is offering 20,000 ThankYou points (or $200 cash back) after spending $1,500 on purchases in the first six months. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Essential reads, delivered straight to your inbox. Content published under this author byline is generated using automation technology. is a freelance writer and blogger specializing in personal finance. The exact steps required to activate a credit card depend on the card issuer, so its best to follow the instructions from the sticker attached on your card. Apply Now Apply by Phone: 1-800-362-0526 TTY: Use 711 or other Relay Service *Pricing Details No Annual Fee* Frequently Asked Questions Coach Natalie Administrator, Moderator admin. Emirates doesn't have an award chart but you can use its miles calculator to find the price of any award itinerary. to maintain accurate information. You'll pay a single $95 annual fee, and you'll earn 2-5x points on all your purchases, which can be transferred to Citi ThankYou travel partners. This is a solid option when cash fares are low, plus you'll earn miles on the flight. Can you upgrade a Wells Fargo Platinum credit card? Earn unlimited 1% cash back on all other purchases. The Citi Custom Cash Card is inventive when it comes to cash-back credit cards. It's different from other cashback credit cards because of the flexibility it offers for earning bonus rewards. Plus, youll enjoy the uncapped earning potential on the Double Cash if your spending exceeds the $500 limit on the Custom Cash. The Citi Premier has a $95 annual fee: Is it worth it? The Citi Custom Cash Cards rewards structure and card benefits pack a punch, making it an excellent cash back card. The card automatically adapts to cardmembers ever-changing spending needs, rewarding them with 5% cash back on their top eligible spend categoryranging from restaurants to grocery to select streaming and travel plus moreeach billing cycle up to the first $500 spent, and 1% cash back on all other purchases. These are the best publicly available offers (terms apply) that we have found for each product or service. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Editorial integrity is central to every article we publish. This is a recurring post, regularly updated with new information. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Citi Citi Custom Cash Card Learn More On Citi's secure site Rewards 5% cash back on purchases in top eligible spend category each billing cycle, up to the first $500 spent (then 1%);. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. We'll run a soft credit check to find special offers, but it wont affect your credit score. Compare Accounts Simplify Your Savings Easy to access and simple to manage, a Citi Savings Account could be right for you. As you can see, Citi points are almost always worth at least one cent apiece, with only a few redemption options providing less value. Compare the cost in points or miles to cash, and see which option is best. However, for any rewards credit card, half the ball game is the redemption options so that all the work you put into earning rewards doesnt go to waste. You can book awards with Star Alliance partner airlines through Avianca or Turkish Airlines. Branded Cards and Unsecured Lending at Citi. The Custom Cash still has a slight leg up on the Flex since your top spending category changes each billing cycle based on your spending habits. Then, just follow the prompts to reset or retrieve your username or password. 6x Marriott Bonvoy Points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy program. You can redeem Citi ThankYou points in a variety of ways. If you'd like to book flights without transferring points to a partner, you can pay for flights through the Citi ThankYou site at a fixed rate of one cent per point. By providing my email address, I agree to CreditCards.coms You do not need to include alimony, child support, or separate maintenance income unless you want to have it considered as a basis for repaying a loan. The following Email Policy was developed to help you understand how we use email and what your choices are. As a Citi account holder, you also get free FICO credit score access. Most official card issuer apps are free. One of the best first-class redemptions is from New York to Frankfurt for 97,000 miles, while other first-class flights cost 140,000 or more. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Copyright 2023 CreditCards.com a Red Ventures Company. The fees you pay vary depending on where you're flying and which airline, or airlines, you're flying with. Citi points transfer to Choice Hotels at a 1:2 ratio (with the Citi Premier or Citi Prestige cards, 1:1.5 otherwise) and certain Choice Hotels awards can be very valuable. Your feedback is important in helping us keep our community safe. See more about our ethics policies here. The Freedom Flex also earns 5% back on Chase Travel booked through Ultimate Rewards, 3% back on dining and drugstore purchases, and 1% back on other eligible purchases. Enter your cell phone number and well send you a link to install the WalletHub app. Credit ranges are a variation of FICO Score 8, one of many types of credit scores lenders may use when considering your credit card application. Lets review this card and see who it is best for. CreditCards.com is an independent, advertising-supported comparison service. Sign-up bonus: Citi Custom Cash Card holders can earn $200 in cash back after you spend $1,500 on purchases in the first 6 months of account opening. This card also has no annual fee and youll earn 5% back on up to $1,500 in purchases on rotating bonus categories each quarter you activate which breaks down to roughly $500 in spending each month. That means youll earn 5% back (or 5 points per dollar) on the first $500 spent on your top eligible spending category. Losing your card can be a hassle but you dont have to worry about anyone misusing it, thanks to Citi Quick Lock. 5% cash back on purchases in top eligible spend category each billing cycle, up to the first $500 spent (then 1%); unlimited 1% cash back on all other purchases. Elana Rueven, Citi, elana.rueven@citi.com. IHG Rewards Premier Business Credit Card Review: Worth Will Americans New York To Doha Route Survive? Our opinions are our own, and have not been reviewed, approved, or endorsed by our advertising partners. That means you can earn cash back virtually anywhere you go. Privacy Policy. The Citi Custom Cash Card also gives customers the chance to save money on interest for more than a year. on Citi's secure site Citi Custom Cash Card Rewards rate 1% - 5% Annual fee $0 Intro offer $200 Regular APR 18.74% - 28.74% (Variable) Recommended credit Good to Excellent (670 - 850) See. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. If you spend $1,500 in the first six months of opening the card, you'll receive a bonus of . 6 points per dollar on eligible purchases at hotels participating in the Marriott Bonvoy program, 4 points per dollar at restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers and U.S. shipping, 2 points per dollar on all other eligible purchases, Earn a free-night award each card renewal month (up to 35,000 points), Receive 15 elite night credits to jump-start status, Must spend $60,000 in a year for second free-night award. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Eligibility for the bonus is unrelated to whether or not you have any other Citi cards the bonus isnt available to anyone who currently has the Citi Custom Cash Card, or who has received a new cardmember bonus on the Citi Custom Cash Card in the past 48 months. The variable penalty APR is up to 29.99%. have mobile apps, which makes checking your balance a matter of pulling out your phone. All rights reserved Citibank UK Limited 2023. Whether you shop at warehouse clubs, Amazon, Target, Walmart or pet supply stores, you can get 1 percent cash back on those purchases. Please view our advertising policy page for more information. Check the data at the top of this page and the bank's website for the most current information. Fill out the application with your personal information, read though the terms and conditions, and hit "Agree & Submit." A dedicated team of CreditCards.com editors oversees the automated content production process from ideation to publication. That way you can lock your account or take other action as needed. Citi Cards: Log In or Apply Citi Cards Monday through Friday 9am to 8pm ET Additional Phone Numbers Technical Assistance 1-888-345-8034 For TTY: Use 711 or other Relay Service Outside the U.S., Canada and Puerto Rico, Call Collect 1-423-477-6612 Delivery/Express Payments Attn: Consumer Payment Dept. You could earn 5x points on dining with the Citi Custom Cash. That means you wont be held responsible for unauthorized charges to your account, online or otherwise, if your card is lost or stolen. Its free to enroll and monitoring begins as soon as youre signed up. Credit card activation typically requires the credit card number, the security code (CVV), or both. The standard variable APR for cash advances is 25.24%. Instead of earning a set amount of cash-back on predetermined bonus categories, the Citi Custom Cash card earns 5% cash-back on your highest eligible spend category each billing cycle, without an annual fee. Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. Catch up on CNBC Select's in-depth coverage ofcredit cards,bankingandmoney, and follow us onTikTok,Facebook,InstagramandTwitterto stay up to date. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. You can then cash out your points to pad your savings account or transfer them to one of Citi's many travel partners to book first-class flights and luxury hotels on the cheap. With tools like CardMatch and in-depth advice from our editors, we present you with digestible information so you can make informed financial decisions. Citibank UK Limited is a company limited by shares registered in England and Wales with registered address at Citigroup Centre, Canada Square, Canary Wharf, London E14 5LB, Companies House Registration No. 1. Here you can find limited-time offers to help you maximize savings, earn reward points, enjoy additional benefits and more. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. Please be advised that this site is not optimized for use with Microsoft Internet Explorer 6. The Citi Custom Cash Card offers 5% cash back in your top eligible spending category, on up to $500 each billing cycle, and 1% back after that. If you were to max out the 5% bonus category by . Then, click the Sign On to access your online account. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. We want you to feel comfortable about giving us your email address. To log in to your Citi Custom Cash Card account, go to the login page on the Citibank website or mobile app and enter your username and password in the appropriate fields. The combination of the Citi Premier Card , Citi Double Cash Card, and Citi Custom Cash Card, seems pretty awesome. After that, your fee will be 5% of each transfer (minimum $5). * For information on contactless payment limits in other countries, please visit the Mastercard website for that country. Virgin Atlantic is a member of the SkyTeam alliance and has separate award charts for each partner airline. However, all credit card information is presented without warranty. Reasonable efforts are made is a former TPG writer. Maximizing your Citi Custom Cash rewards and benefits The Citi Custom Cash Card Survey was conducted by Harris Poll among 1,009 U.S. adults aged 25 34, between May 5 and May 13, using an email invitation and an online survey. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. This makes Citi not as competitive with Chase where your Freedom points can be merged and used as Sapphire ultimate rewards points with no restrictions. Find the right card for you. The Citi Custom Cash Card earns 5% on up to $500 spent in your highest spend category per billing cycle, then 1% back on all other spending. 6716 Grade Lane Building 9, Suite 910 Youll likely be asked to enter your card number and/or other personal information to verify your identity. If you max out the $500 spending limit each billing cycle, youll earn $25 in cash-back rewards per month for a potential maximum of $300 in rewards annually.

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