If you are part of a Tribe or live on tribal lands, you can reach out to your affiliate tribal government to see what HAF resources may be available. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to <> If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. Depending on who owns your mortgage, the foreclosure process could be paused while you are in the HAF application process, and if you are approved, the money could be used to bring your mortgage current and stop foreclosure altogether. Available in English and Spanish. Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. % To find out if youre eligible and get prepared visit IllinoisHousingHelp.org. In total, approximately $10 billion will be disbursed to programs across the country. First Alert Forecast - Still windy Tuesday with anything form sun to clouds. Apply no. HAF assistance can and should be used in addition to any other payment adjustment options provided by your mortgage servicer. with experience operating and administering homeowner rehabilitation assistance programs. The Illinois Homeowner Assistance Fund Program provides direct financial assistance to prevent mortgage delinquencies, defaults, displacements, and foreclosures for income-eligible homeowners experiencing pandemic-related hardships. The Illinois Housing Development Authority is here to help. RELATED: Tips to keep you in your home if you're struggling to make rent or mortgage. Eligible homeowners in Illinois who've experienced a financial hardship because of the pandemic can get a portion of the approximately $387 million allocated to the stateup to $30,000 per householdby applying to the Illinois Homeowner Assistance Fund (ILHAF) program. Something went wrong while submitting the form. IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. Homeowners who own and occupy their property as their primary residence. To be eligible for ILRPP, applicants must meet the following minimumrequirements: Low Income Home Energy Assistance Program. 2022 Illinois Housing Development Authority. ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. stream We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. You can customize your search based on your specific needs, budget, and desired location.The service is also available through a toll-free, bilingual call center at (877) 428-8844. Grants must be repaid if the property is sold in less than 3 years. Here youll find answers to key questions about the HAF program. Delinquent homeowners insurance and/or flood insurance, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent Homeowner/Condominium/Co-Op Association fees. For those looking for a new place to call home, ILHousingSearch.org allows you to search thousands of affordable, subsidized and market rate units throughout Illinois. If you need immediate assistance with housing expenses, please contact a. The Pritzker administration announced the opening of the Illinois Homeowner Assistance Fund (ILHAF) on Monday. Homeowners in need of assistance can find more information on program eligibility and apply at www.illinoishousinghelp.org/ilhaf. 2023 HODC. For any other questions, see additional details below or contact a HUD-approved housing counseling agency. They may also try to charge you for applying to a free program. 3. Homeowners are strongly encouraged to attend a webinar hosted in advance of the application portal opening. However, under some circumstances, individual programs may require the money to be repaid. Provide funds to eliminate or reduce past due payments and other delinquent amounts, including payments under a Services are also available in American Sign Language for individuals who are Deaf, Deaf-Blind, and hard of hearing. 2 0 obj x]s6=3xt@c&9wimd5DK. Available in English and Spanish. Find your program by visiting this site and selecting the appropriate state, district, or territory on the map. Toll Free. Loans are termed for 20 years. Para averiguar si es elegible y prepararse, visite IllinoisHousingHelp.org. A common tactic scammers use is requiring you to pay an upfront fee before giving you any services. Para obtener ms informacin, visite IllinoisHousingHelp.org. Already applied for ILHAF funds? Emergency Mortgage Assistance Program . Assistance will be paid directly to the mortgagors loan servicer, taxing body, or other approved entity on behalf of the homeowner. Your household (or your tenants household) experienced a financial hardship during or due, directly or indirectly, to the coronavirus pandemic. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. The Illinois Homeowner Assistance Fund (ILHAF) will launch on Tuesday, Nov. 1 and will provide up to $30,000 in mortgage assistance to eligible homeowners paid directly to the. They can help guide you through the application process. Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. The Illinois Court-Based Rental Assistance Program (CBRAP) provides funding to Illinois tenants and landlords across the state (outside of Cook County) who have pending cases in eviction court. The program's goal is to prevent: Mortgage issues like delinquencies, defaults, or foreclosures; Loss of power services or other home utilities If you have already submitted an application, you may check your status by logging into your ILHAF account here. Lawmakers announced the relief program for homeowners affected by the pandemic in February. The state is currently accepting applications for ILHAF assistance. Check your local program for details . In most cases, if you are approved, money will be sent directly to your mortgage servicer, utility company, or contractor making repairs, if they participate in the HAF program. Homeowners who own and occupy their . 3 0 obj Well forward it to the company and work to get you a response, generally within 15 days. The Illinois Homeowner Assistance Fund (ILHAF) program is open. call (855) 631-0811. Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. Check your specific program requirements based on your area. Copyright 2022 KWQC. Eligible recipients do NOT have to pay the money back. Scammers will sometimes use websites that look similar to official government websites to trick consumers. Full title service is required if the total outstanding balance on Section 504 loans is greater than $25,000. Some state HAF programs may require a servicer to pause foreclosure activity. After allocating over a billion dollars to assist renters and landlords avoid eviction and foreclosure, it is now time to help Illinois homeowners and their neighborhoods in their recovery from the pandemic, said IHDA Executive Director Kristin Faust. %%EOF See the session schedule below. Application processes may vary by location. Information about COVID-19 from the White House Coronavirus Task Force in conjunction with CDC, HHS, and other agency stakeholders.Visit coronavirus.gov, Information on what the U.S. Government is doing in response to COVID-19.Visit usa.gov (English) Visit usa.gov (Spanish), Explore guides to help you plan for big financial goals, Check if the program in your area is accepting applications. 2022 Illinois Housing Development Authority. Your household (or your tenants household) is behind on rent and/or is at risk of experiencing homelessness or housing instability. Check with your HAF program to see if they have notified your servicer. The fund, which totals $309 million, is designed to help struggling. JB Pritzker and the Illinois Housing Development . For struggling renters who missed the window to apply for assistance through IHDA, the Illinois Department of Human Services (IDHS) is currently accepting applications for rental assistance. The program is administered by the Illinois Housing Development Authority (IHDA). If the foreclosure process has already started, can I still apply for HAF? Programs were also developed by Tribes (or their Tribally Designated Housing Entity), the Department of Hawaiian Home Lands, and the District of Columbia. To be eligible, homeowners must be at-or-below 80 percent of the Area Median . 244 0 obj <>/Filter/FlateDecode/ID[<8D1A90AF9EF81F40AC24A38E3A94834B>]/Index[221 39]/Info 220 0 R/Length 110/Prev 216178/Root 222 0 R/Size 260/Type/XRef/W[1 3 1]>>stream Both renters and landlords can apply for assistance.Already started your application?Check the status of your application submission or return to your application alreadyin-progress. With the foreclosure moratorium, those numbers came down but now we are starting to see an increase in phone calls from people who are needing that assistance, said Beth Payne, Vice President at Rock Island Economic Growth Corporation. Please continue to check back for updates and information about future programs or resources that may become available. Find free legal help for homeowners in your area here. Need help getting caught up on your mortgage payments? You will need to verify that you meet income requirements and may need to provide additional necessary documentation. According to a press release from the Illinois Housing Development Authority (IHDA). Annual eligibility levels are determined based on available funding and may not exceed 200% of the federal nonfarm povertylevel. 0 Toll Free: Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid. Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid.Find out if youre eligible for emergency rental assistance below.Help prevent suspected fraud for IHDAs Rental Payment Program to ensure emergency rental assistance is received by Illinois households in need. A certificate from a HUD-certified housing counselor or a letter from your mortgage servicer detailing efforts to resolve your delinquency will be required to apply for ILHAF assistance. Many states cover a wide variety of homes, including: Check with your local program for details. Check this page for links and instructions to attend sessions at the dates below: Below are current and cumulative statistics for the Illinois Homeowner Assistance Fund. In most cases, programs are providing money as a grant that does not need to be paid back. Eligible households can apply to receive as . Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures. See below for information on the rent, mortgage, utility, and legal assistance programs currentlyavailable. How can I get help filling out my application? Wecan help you find out if you qualify for emergency assistance funds. Depending on your area, some programs may not have enough money to help every applicant. The funding can also be used for delinquent property taxes, homeowner's insurance, condominium or homeowner association fees and mobile home lot rent. Those interested can apply through the end of January 2023. Homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic can apply for assistance through the Illinois Homeowner Assistance Fund (ILHAF). Homeowners with household incomes less than 150% of the Area Median Income. Contact a Housing Stability Service Provider NearYou. Homeowners who are past due on their mortgage or property tax payments. Proof of household income, including but not limited to tax returns, pay stubs, or other documentation. The program is now accepting applications. We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. The Illinois Emergency Homeowner Assistance Fund overseen by IHDA is a federally-funded program that is dedicated to assist Illinois homeowners who have struggled to pay their mortgage because of . La Autoridad de Desarrollo de Vivienda de Illinois est aqu para ayudar. Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN ELEMENTS TERM SHEETS . To find out if youre eligible and get prepared visit. When the Illinois Emergency Homeowner Assistance Fund launches, homeowners will apply through our online application portal.Our call center 1-866-IL-HELP1 (866-454-3571) and 30 housing counseling agencies will be available to provide assistance. If you need rental assistance but are not in a court proceeding, help is still available through the Illinois Department of Human Services (IDHS). You are either a renter in Illinois or a landlord with a tenant who lives inIllinois. CHICAGO (WLS) -- The state of Illinois on Tuesday will reopen a mortgage assistance program for pandemic-impacted homeowners. It is generally unnecessary and often illegal for a company to charge you upfront with a promise to help you get mortgage relief. Applications will be accepted beginning Monday, Dec. 6 through Sunday, Jan. 9, 2022. All rights reserved. The following documents are required to apply for ILHAFassistance: Funds from the program will go directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners. Simply click to download. Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. Approximately $309 million in emergency assistance will be available to Illinois homeowners (read the press release here.) Your (or your tenants) household income is at or below the limit for your county. A HUD Certified Housing Counselor can assist you with the application process. Are you at risk of losing your home? Toll Free: Eliminate or reduce arrearage associated with homeownership; Reinstate a mortgage or pay other housing-related costs related to a period of forbearance necessitated by the pandemic (if applicable); and. Website by. Illinois Homeowner Assistance Fund to launch in April 2022, Flood Latest, Mississippi River At Crest Level, 6p. Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, 2022 Illinois Housing Development Authority. Find out how you can receive Federal assistance to get caught up on your mortgage payments. The program offers up to $30 thousand in relief to Illinois homeowners affected by COVID-19. All Rights Reserved. Download this in-depth trifold to print professionally and distribute strategically. All Rights Reserved. If you are a Native Hawaiian, you can find more information on the Department of Hawaiian Home Lands mortgage relief program website . Some locations expect to receive more applications than can be funded by their program. Explore Your OptionsContact your mortgage servicer or a HUD-certified housing counseling agency to discuss options to prevent foreclosure. All rights reserved. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. hb```qB eaM! CGXe`cR q(+GP Iy\GC)C2 S+8{ jD? Do I have to pay back the money I receive? Click here to find the income limits for your county. ARPA was passed by Congress in 2021 and Illinois received $309 million to cover housing costs such as past-due mortgage payments, property taxes, property insurance, and delinquent homeowner. Eviction Help Illinois provides renters with free eviction prevention assistance. The Illinois Homeowner Assistance Fund Program provides direct financial assistance for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Find out if youre eligible for up to $60,000 in federal assistance at IllinoisHousingHelp.org. Click here to find the income limits for your county. Please tag us when you do, using the handles below. All services related to the HAF program are free of charge. Applications will be accepted starting November 1, 2022. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. Find out about resources for free legal assistance and housing counseling, as well as sign up for a waiting list for potential future funding rounds, . Homeowners are strongly encouraged to either watch the videos on this page or attend a webinar. If approved, homeowners will receive a grant for up to $15,000 to 259 0 obj <>stream The programs goal is to prevent: The HAF program available to you will depend on your area. If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. If you are a renter in Illinois and are behind on rent due to COVID-19, you may be eligible for up to $25,000 and 18 months of emergency rentalpayments. The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. 1. endstream endobj startxref for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Download and distribute this poster to place on bulletin boards and distribute to local businesses, community organizations and clinics in your canvassing and outreach efforts. Here's How to Apply Those in areas that have been disproportionately impacted by the pandemic will be prioritized, according to. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. This site is intended to help guide Illinoisans in need of emergency housing assistance due to financial hardship caused by the COVID-19 pandemic. PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting. Struggling homeowners are federally required to look for other relief options before they are eligible to apply for this assistance. today announced the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. Illinois residents with a household income that does not exceed an amount determined annually by DCEO are eligible. Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. Highs in the low 60s. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. This ILHAF Resources toolkit is designed to support ILHAF stakeholders and HUD agencies with the distribution of marketing collateral for in-person and digital outreach. Treasury is overseeing and providing technical assistance to these eligible entities and has developed policies to encourage consistency among programs and support the successful implementation of programs across the country. This program data is updated weekly.. Remember, help is free. HODCs mission is to develop, manage and preserve housing that is affordable to low- and moderate-income households primarily in Chicagos northern suburbs. 8R! Additionally, scammers may ask you to sign over the title to your property, ask you to sign papers that you do not understand, say you should start making payments to someone other than your servicer or lender, or tell you to stop making mortgage loan payments altogether. The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. Copyright 2022 WIFR. The program is funded through an appropriation from the federal American Rescue Plan Act and can be used for past-due mortgage payments and up to three months of future payments. %PDF-1.7 Depending on the program, homeowners may use the funds for expenses such as: Not all programs will cover all of the expenses listed here. Check the status of your application. This program has some income-related restrictions on which homeowners will qualify to receive funding. The program is funded through the Illinois Affordable Housing Trust Fund which is funded from a portion of Illinois' receipts of real estate transfer Homeowners with household incomes less than 150% of the Area Median Income. Actualmente, el estado de Illinois est aceptando solicitudes de propietarios de viviendas para ayuda financiera de hasta $60,000 para eliminar o reducir los pagos atrasados de hipotecas e impuestos sobre la propiedad. Discover the emergency assistance programs available to you by multiple state agencies including: the Illinois Housing Development Authority (IHDA), the Illinois Department of Human Services (IDHS) and the Department of Commerce and Economic Opportunity (DCEO). Find a housing counselor near you. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Illinois will fund $15.3 million in grants across the state. What is the Illinois Emergency Homeowner Assistance Fund (ILHAF)? Regardless of who backs your mortgage, its a good idea to let your servicer know that you have applied for HAF and ask if the foreclosure process can be paused. Am I guaranteed to receive assistance if I meet the eligibility requirements? You dont have to pay anyone to help you avoid foreclosure. Be careful to avoid scammers who engage in these practices. Can I submit a complaint if I have difficulty with my mortgage servicer accepting a HAF payment? Gov. If you are still unsure about whether or not you have to repay any assistance you receive, contact a HUD-approved housing counseling agency. The new application deadline has not been announced yet. The ILHAF Call Center will be open from 8 a.m. to 5 p.m. Financial Literacy and Pre-Purchase Counseling, Next Generation Capacity Building for BIPOC Developers, Housing for Justice Involved Individuals (HJIIP) Program, Illinois Court-Based Rental Assistance Program, 2022 Illinois Rental Payment Program Fact Book, Illinois Emergency Homeowner Assistance Fund (ILHAF), The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance.

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