An adverse action could include denying a lease, requiring a co-signor, or requiring higher rent than for another applicant. Either way you choose this is a winning place to live!". Make sure to research what your states maximum interest rate for rent-to-0wn and owner-financing contracts. You are a stranger. My elders told me, if you can not pay any other bill, pay your rent. We serve NE Oklahoma and NW Arkansas. It used to be a lot nicer to visit, cleaner, and more kept up. I've found it to be helpful in every realm, depending on the applicant. Modular homes are built in sections in a factory and installed together on site. In order to be accepted on the property, you had to score a 4.0, I scored a 3.5. Common Sense Lending: commonsenselending.com (make sure to use Don's Mobile Homes as Retailer), Triad: triadfs.com(make sure to use Dons Mobile Homes as Seller), CIS: cishomeloans.com (make sure to use Dons Mobile Homes as Seller). Mobile homes that dont rest on a permanent foundation. My family and I are looking into purchasing a mobile home with a space lease, the problem is both my fianc and I started low credit scores since we had our son a year ago (when you think everything is in place and ready, everything falls apart). I have bad credit and am not empolyed but did receieve a large 501K. YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. 16 Lot Mobile Home Park - Seller Will Finance - San Simon AZ (2 hours east of Tucson) 2367 We provide information about mobile home parks and their average space rent, mobile homes for sale, and mobile home loans across the United States. The information you give goes into a secure database that the FTC and other law enforcement agencies use for investigations. How would I go about getting a loan based on these details. Nor have we ever disclosed our minimum standards for eligibility to prospective applicants. 6 Homes For Sale 0 Homes For Rent. A personal or secured loan from a friend or relative. Since we are being charged for it do we have the right to have a copy of it? Based in Grand Rapids, Michigan, MHVillage Inc. is the nations premier online marketplace for buying and selling manufactured homes with more than 25 million unique visitors annually. Make sure youre complying with the Fair Credit Reporting Act (FCRA). Not to mention the millions of people whose credit and housing situations have been devastated by the pandemic. Additions Homes situated in a park or lease community. Find the perfect park in Phoenix using the tools above. Here in WV, youd probably be charged a minimum of $3500 to move a single wide under 50 miles. Most clauses allow a period of 7-10 days for refusal. Perhaps just asimportant ascredit scores arethe types of loans available to you as a mobile home buyer. Choose from senior communities, all-age communities, resident-owned communities, pet-friendly parks, and several others. Yes any loan you have had reflects on the prediction of how you will handle rent payment, after all the landlord does not know you. Of course not. No Credit Check Mobile Homes For Sale By Rob K September 29, 2022 Is Va Financing For Manufactured Homes Available Arizona 40 Acres For Sale Owner Preferred listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Choose from senior communities, all-age communities, resident-owned communities, pet-friendly parks, and several others. I by fight4thepeople, In reply to I need advise please! Guards, cameras, well lit and fenced. Or choose a vacant spot & put a brand new unit in if you prefer. The legality of First Right of Refusal is contested, largely over concerns of individual property rights and home ownership rights. Thats all I know about modular. Floors Walls and Ceilings I agree with John Holt. But loan officers did and they said I have no score. If you have a First Right of Refusal Clause in your contract, you can still sell your mobile home, with or without the parks consent. Share these resources and the FTCs Credit Reporting and Human Resources portals with others in your company. There are currently mobile home parks in the Phoenix area with homes or available lots listed on MHVillage. Adding a business to Yelp is always free. This is very unfair!!! I want to buy a house. I also hired them to find tenants for my properties. Thanks. Click Here to Search for Mobile Homes Currently for Sale in Florida on Realtor.com. Craigslist Homes Was told once moving singles less than 10mi. But you have section 8, How far back can a tenant screening company report criminal records in the State of Illinois. We also offer excellent after sale service as well as provide transporting used homes, parts, and mobile home insurance. Terms are up to 30 years. There are for-profit and non-profit counseling places, so go for the non-profit if possible. WebBest Mobile Home Parks in Tempe, AZ - Hacienda Solano Resort, Riviera Mobile, Rancho Tempe Family & Adult Mobile Home Park, Coronado Mobile Home Park, San Tan If you have less than perfect credit, there are plenty of options for Mobile Homes (current) Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. he may very well be a Registered-Sex Offender. 26. We expect commenters to treat each other and the blog writers with respect. Even then, that rule would not stop a lot of people from lying about former residents who they just dont like. It is your choice whether to submit a comment. Here, the contractual right of First Refusal gives you the obligation to take any bid or offer on your mobile home to the option holder (the park) before bringing that option to the buyer. If you decline, you are free to keep the home on the market in hopes of a better offer. I planned to pay cash for the mobile home. My credit score has gone up immensely since Ive never been late or missed a payment, but its irritating that my mortgage co would not refinance to a lower rate. Verymore. She made it very easy and seamless for me to move in . These factors are similar to those you might use to determine which business to select from a local Yellow Pages directory, including proximity to where you are searching, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business's suitability for you. They only have 1 phone number and there isn't even a legitimate automated service or, From Business: Oak Crest is a small serene community with waterfront properties, surrounded by large beautiful oak trees located in West Orange County. I had no experience or advice when I did this, I wish your site would have been around back then. And you can look our website about love spell. I have been associated with this place for over 40 years and seen the ups andmore, The Coronado Mobile Home Park was much nicer than it's surrounding mobile home parks.more, I lived here for a Winter a few years ago , to fix up a mobile home of a friend of mine, that wanted it put on the market. By using the affiliate links, you are helping support the development and maintenance of SpaceRentGuide.com and I genuinely appreciate your support. But my daughter and I need a fresh start so I applied at an apartment complex everything looked great until they did a current landlord background check on me. A modular home is completely different from a manufactured home and I am not knowledgeable about them. Palms Trailer Park Mobile Home Parks Mobile Home Dealers 27 Complying with a First Right of Refusal clause typically includes the following steps: While First Right of Refusal does not legally bind you to sell to the mobile home park in question, it can cause significant delays on making a sale. Therefore, I requested that park mngmnt refund the $70 application fee and was refused. I have an IRS lien on my house due to a messed up inheritance from my deceased husband along with bad tax advice. You can sell to whomever you want, so long as you give the park the option to match or exceed the offer youve received. We wont post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups. In addition to box trucks, we also sell one, The new company is amazing all the up grades are awesome and so much more delightful to drive in and see the new landscaping and everything is up, Worst park Owners ever . Plumbing and Wiring If you are currently dealing with a first right of refusal and would like to speak to someone about your options, we strongly encourage you to contact us. We didnt have great credit and was fortunate enough to find a home on a half an acre of land in WV through a private seller. We dont sell or finance mobile homes, we just write about them. Thank you so much for contacting me! Youll probably want to go through a private owner. The Best 10 Mobile Home Parks near me in Tempe, Arizona, Rancho Tempe Family & Adult Mobile Home Park. I am sure rental companies would disagree, but your percentages are just that, percentages, stats, and each person is different. You could end up paying $250,000 for a $60,000 home. Find legal resources and guidance to understand your business responsibilities and comply with the law. There is still chattel loans, personal loans, owner financing, or rent-to-own options. WebReviews on No Credit Check Apartments in Mesa, AZ - District Lofts by Mark-Taylor, Aviva by Mark-Taylor, Villas on Hampton Avenue, Rentals America, Pala Mesa Apartments Current manager and owner has bad interactionmore, RV ParksMobile Home DealersMobile Home Parks, Just moved in a month ago and am so impressed with the office/management here. Previous landlords can also have disdain for residents who are leaving their community and give false or exaggerated information. This is a gross misinterpretation of what the First Right of Refusal actually stipulates. We wont post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions. Here, the contract stipulates that if you wish to sell your mobile home, you may do so, however, the mobile home park must be notified of all offers prior to a final closing, giving the park the first right to purchase by matching both, the offer and terms found in the contract. The .gov means its official. Rental agencies use all kinds of tactics to discrimate. Furthermore, if the park matches the offer youve received, the original offer may be increased in order to outbid the park. Leeway in renting decisions should be a given right now. In most cases, we are able to get you offers higher than your parks initial offer. I am looking for loan to be 7 years and want to try and stay below 12% interest. While this bill was not passed, it continues to be a matter of consideration in courts, where mobile home owners press concerns over their own rights to sell personal property wherever they like. WebIf you're looking for mobile homes for rent near me no credit check, you can search online and apply for a mobile home loan with no credit check. I need this ASAP, please help, Im interested in buying a modular home I dont know who to go to with my credit away stands I like to get one soon if you can help I appreciate it. Browse 3 manufactured home communities for sale in Arizona (AZ). I can pay cash for the mobile home but im worried about the lot fees. But in the last five years they keep me one notice to get a new tag on my car other than that Ive had no late payments no complaints. Mobile home parks cant tell you youre not allowed to sell to an outside buyer whos looking to move the home. In reply to Are there any agencies out in by Rashad. Ftc giveing these slumlords too much freedom to dig into your privacy . 452 Robin Lane McDonough, GA 30253. Honestly, if you can find a piece of land for the home first, I think that would be a lot less stress and hassle for you but I understand wanting to get out of an apartment quickly. I found out from seller that he had been given notices of repair from management, that he initially had not disclosed to me. Some of the different types of loan programs available are as follows: Home Only (new & used) cash down payments as low as 5%; Land-in-lieu of cash down payment (when you already own your land); Land/Home Financing (when you need to finance the purchase of land and a Manufactured Home, and any site improvements); Land/Home Financing includes FHA, VA, and Native American Loans. Dons Mobile Homes offers several ways to apply for a loan online. From a inheritance I put $8K down on a 2003 single wide repo priced at $32,900. Unless theres a law or something demanding prudence against falsification. In most cases, individual state law mandates that the First Right of Refusal clause is a non-binding contract, where you must offer the park the right to match any offer on your mobile home, but you arent obliged to accept their offer. So, we found homes that are below $50,000 and just need to get financed for them. Offer valid on homes listed at $1,000 or more. 0 Homes For Sale 0 Homes For Rent. The last guy told me that the tenant moved his entire family in his little place, was a partier and he was breeding what we consider to be "dangerous breed" dogs. Depending on the contract, First Right of Refusal clauses can be very clear but may also be relatively ambiguous in what is required of the mobile home owner. Interviews Follow reasonable procedures to ensure accuracy. Homes that dont qualify for real property loans. The final decision is based on the applicant not having felony convictions, having "decent" credit (550 or higher) and having an acceptable rental history. You may chose not to sell. I need advise please! We need a home soon and can no longer wait, every time we think were on the right track for our credit it doesnt work out. You could also report a business to the FTC at FTC.gov/Complaint. You could probably go to a Clayton Homes dealership and get financed or you could work on getting an FHA loan and choose a site-built home instead. My first tip is to go to Capital One Bank Services website and get a secured credit card. The payoff is worth it. Most, but not all units are older & being renovated. Background checks enable Since my husband passed 3 years ago, I will not be able to afford a single-family home and I would not want to go back to apartment living. I thank you for the information. The agency that rents to me I had a whole bunch of BS lies that they shared to this person. Youll get the best deal usually since you can pay cash. All other marks contained herein are the property of their respective owners. U-Haul Trailer Hitch Super Center of Baldwin Park, U-Haul Trailer Hitch Super Center Of Winter Park, Truck Parking at Florida Gift Fruit Shippers, U-Haul Truck Sales Super Center of Baldwin Park, Conway Circle Manufactured Home Community, Do Not Sell or Share My Personal Information. Where's our privacy act ????? Basically, my fianc tried fixing his credit with help from some group and thats not going well. WebIn order to protect their investment, mobile home & trailer park owners must screen park residents to be a good fit among their established residents. What's the use of trying to keep your social security number privacy??? Any way of getting into a park with low scores. Selling a mobile home park? Northwest Phoenix's Premier Family Community! WebMobile Home Parks Mobile Home Dealers Website 62 YEARS IN BUSINESS (404) 766-4522 501 Connell Ave SW Atlanta, GA 30315 4. They look a bit scammy (or almost too good to be true) because they will say something like $1000 down and owner financed but if you spend a couple hundred on a lawyer to ensure its legitimate it can be a great way to home ownership, at least it was for us. You should be able to find one close to you on Google.Best of luck! Tips and Advice Want to buy a singlewide., temp. Federal government websites often end in .gov or .mil. But because of the twenty five credit checks I have no credit. Offering residents breathtaking views in a "home town" setting! The Federal Trade Commission Act authorizes this information collection for purposes of managing online comments. I understand using credit when buying a home or big ticket items, but renting a home? Im anxious to get your advice and I thank you before hand. Hi..I look for a mobile home..but my credit.is 630 score..and 21 financial for 9.7% /21 years and 10% dawnyour recomend buy the mobile is new and its 1700 sq. was cheap. Unfortunately we are living in a life we don't have anymore privacy . Please let me know my options thank you. WebFor Sale: $125,000. While most mobile home lenders will only lend to you for your primary residence, and even then, only if you also own the land, and with good credit above 700, MHL can expand your options. Here, the park is typically contesting the fact that removing the home from the lot will devalue the park. Eclectic and Unique Decor It is understandable that they are careful to try to predict if a prospective tenant will take care of their home, pay rent on time and not cause trouble for other tenants. All seemed to coincide with my phone being hacked during the election. A consumer report can include a credit report, a rental history report or a criminal history report. The park may suffer some damages through devaluation of park, but they will likely be completely unable to obtain a court order to reverse the sale. Find the resources you need to understand how consumer protection law impacts your business. Michael Atleson, Attorney, FTC Division of Advertising Practices, Competition and Consumer Protection Guidance Documents, You could also report a business to the FTC at, An Inquiry into Cloud Computing Business Practices: The Federal Trade Commission is seeking public comments. Does this mean that we are in non compliance and may be subject to civil liability? YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page. However, the First Right of Refusal clause does limit what the park can sue for to recover damages. Bed and Bath With MHVillage, its easy to stay up to date with the latest Phoenix mobile home park listings. Meaning you are perfectly within your right to get offers from buyers and then take those offers to the park to satisfy this clause. Call us: (830) 888-9701 SEND TEXAS BUILT MOBILE HOMES A MESSAGE This is especially pertinent when the park fails to accept an offer or offers a reduced amount, which can prove to be very unfavorable for the seller. If you are unsure which company to apply to, please call or email us and discuss what kind of financing you are needing. My credit score is horrible and I want to get a repo mobile home with no credit check or a huge down payment. Many of these lenders have This is a review for a mobile home parks business in Tempe, AZ: "Love this location & family owned 55+ only park! }); If your lot rental contract stipulates a First Right of Refusal contract and you sell to a third-party without going through the park or offering them the first right of purchase, the park can take you to court. MobileHomeParkStore.com is the best place to sell your mobile home / manufactured home community. Mortgages through private loan companies require a 620 or 640 and above. Now me, I just have high balances but have not stopped paying my credit cards even though Im a disabled stay at home mom. - We don't expect perfection, we just need to see EFFORT. Memo from Chair Lina M. Khan to commission staff and commissioners regarding the vision and priorities for the FTC. We can completely and instantly erase your bad credit! This is totally unacceptable, if I have that much money I will bought a house.in future no one will not get a apartment . However, the First Right of Refusal does not mean that you have to give them the first opportunity to purchase. 2. In most cases, mobile home parks stipulate this clause in the lot rental contract, stating that if you intend to leave the mobile home on the lot and sell it when you leave or sell it, and have it removed, you have to give the park the first option to buy. Do you have link to the chart of FCRA provisions that you mentioned? In most cases, parks will argue over removing the home from the lot. The land can be land you propose to purchase or land you already have under contract. WebBest Mobile Home Parks in Phoenix, AZ - Litchfield Village , Coronado Mobile Home Park, Paradise North Mobile Home Park, Sunny Crest Mobile Home Park, Riviera Mobile, Home and Land: This type of loan allows you to finance your land and the home in a single payment. These finance companies offer different loan programs, but Dons Mobile homes does not recommend applying to all of them at once, because of the impact that it will have on your credit scores. We can reduce the amount you owe by 50% or more. I Have not rented there before. The only way out of this IRS spider web is to sell the house and satisfy the lien. Learn more about your rights as a consumer and how to spot and avoid scams. If you decide to go this route, be sure to search for and carefully read one or more rent to own agreements. WebMobile Homes With No Credit Check in Keller, TX About Search Results Sort: Default All BBB Rated A+/A View all businesses that are OPEN 24 Hours 1. You and your mobile home can both be evicted from the park for non pyment, or even consistently late payment. Stop dreaming and start living! Requirements. Since many mobile and manufactured homes will not qualify for real property loans unless they are permanently installed, other means of financing will need to be considered. The park may be able to accept or deny the new renter, who can then choose to purchase your home anyway and move it or refuse to complete the purchase. Do Not Sell or Share My Personal Information. I am fully disabled I have lived in a place for 16 years. Convent location, From Business: With over 1300 locations, U-Haul Truck Sales has a variety of 10AE, 14AE, 17AE, 24AE, and 26AE box trucks for sale. Offer not valid on Bayshore Brokered Homes. You can search for a lender who specializes in making loans to folks with bad credit. HCD also protects families and individuals who live in mobilehomes by inspecting mobilehome parks for health and safety violations in areas where the local government has not assumed enforcement. Whether youre a landlord or a screening company, when youre done using a consumer report, you must securely dispose of it. tiny homes I have to research for weeks just to write a short post. You can also narrow your search to show specific community types using the sort and filter options available. If accepted, you can complete the sale with the park. Your thoughts, ideas, and concerns are welcome, and we encourage comments. The most common being that the park has to match whatever you are being offered independently if they wish to make a purchase. formId: "6fa85e2b-5be4-4153-a1ad-0ead07f6af3a" How can we go about talking to the organization to get this modified to an extent to where credit does not keep people from renting homes? Doors and Windows click here to see the list of all cities in Arizona. Request Information The site is secure. This alone has saved me from having riff-raff here! The third month rolled around I had given him half of the rent for each month based on the work that he did not do and that was the agreement he wouldn't look at my receipts and he also told me to vacate if there was any fact or any thing that he may owe me he told me to take up whatever I fixed and move out didn't have no place to go with four children and a fiance living in harsh conditions in which the landlord took electricity meter off of the house took off electrical panels switches to the electrical and also turn my water off and in the process of it destroy devalle in which what cuts it on and off really would like someone to help me I was unlawfully evicted and pushed out of a unit. Because if you have 5 people, and 4 have 800 scores and one has 560, who do you think the apartment will rent to? Im considering selling my house and downsizing to a manufactured/mobile home. The reason for all of that is to be sure they 1. Heating and Cooling Hi, Dustin.